Public Servant Homes Program
Howard County Public Servant Homes Program
If you work in Howard County in the fields of education, firefighting, medicine, public safety, or government, and have had trouble finding a way to live where you work, this program may be the solution for you! We have access to, and information for a special loan program created by Howard Bank which has been designed specifically for you as a reward for the services you provide to our great community. Howard Bank (www.howardbank.com) is the only locally owned, operated and headquartered bank in Howard County.
This loan program will give you:
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100% Financing-NO DOWNPAYMENT NEEDED!!!
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Up to an additional 10% loaned to be used for REPAIRS/RENOVATIONS!
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No Mortgage Insurance Charged, saving you hundreds each month!
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30 Year FIXED Rate Program
To Qualify for this Program you must:
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Be Buying your first home in Howard County (you may have owned a home elsewhere previously and still qualify for this loan).
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Qualify for the loan using traditional Credit and Debt to Income Ratio guidelines
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Be buying a home with a total loan value of no more than $450,000
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Be an Employee of...
Howard County Public School System
Howard County Police Department
Howard County Fire Department
Howard County General Hospital
Howard County Government
Howard Community College
Howard County Sheriff's Office
In Addition!
If you qualify for this program and work with the Len Moyer Real Estate Group, Lakeside Title Company, and Accurate Home Inspections through your home buying process you can receive savings of up to an additional $1125!
$500 rebate on costs at Settlement from the Len Moyer Real Estate Group
$100 off your title examination fee from Lakeside Title Company
$25 off the cost of your Home Inspection from Accurate Home Inspections
An additional $500 rebate on Settlement Costs if you refer a qualifying candidate for the program who signs with the Len Moyer Real Estate Group prior to your settlement
To receive additional information about this program, and the types of homes that are available using this loan program, contact Len and Todd Moyer at 410-964-8841 or toddrmoyer@yahoo.com. Once you have provided your Name, Phone Number and Email Address, Len or Todd will work with you to determine what homes may be of interest to you that qualify for this program, and also will put you in touch with a loan officer at Howard Bank who can complete your qualification process for the loan.
